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Even in a seller’s market like TX, it’s smart to look at your options and see what will actually help you best reach your goals with the sale of your house. Cash Or List Now is different than traditional agents or house buyers because we are actually both! Because we are real estate investors and licensed, reputable agents, we can offer more options to help you reach your goals when selling your San Antonio house. Dive into the details below to compare your options.
| Selling With An Agent | Selling To An Investor | Working With Cash Or List Now | |
|---|---|---|---|
| Commissions / Fees: | 6% on average is paid by you, the seller | None | Standard commissions if we list your home; NO fees/commissions if you sell directly to us for cash |
| Who Pays Closing Costs? | 2% on average is paid by you, the seller | Investor | You pay standard closing costs if you list your home; you pay NO closing costs if you sell directly to us for cash. |
| Inspection & Financing Contingency*: | Yes, sales can fall through | None | Much lower risk of the final sale falling through |
| Appraisal Needed: | Yes, the sale is often subject to appraisal | None | Subject to appraisal if listing on the market, but we make cash offers, too! |
| Average Days Until Sold: | +/-91 Days | Can close in as little as 7 days | Standard time on the market or IMMEDIATE CASH OFFER |
| Number of Showings: | Varies | Varies | 1 (Just Us) if you sell to us for cash |
| Closing Date: | 30 to 60+/- days after accepting the buyer’s offer | Usually the date of your choice | The date of YOUR CHOICE |
| Who Pays For Repairs? | Negotiated during the inspection period | Investor | We pay for all repairs if selling to us for cash |
Here at Cash Or List Now, we don’t use bank financing so you don’t have to worry about our ability to close on a deal.
Work The Numbers And See Which Way Helps You Get There…
When you really work the numbers you start to see the real benefits that each way of selling your TX house offers.
Here at Cash Or List Now, we will work with you to determine which approach is best for your goals. We can either make you an immediate cash offer, or we can put our experience and expertise to work and list your house on the market for top dollar.
If selling to us for cash, we won’t be able to offer you full retail value for your house, but we also offer other benefits that the traditional house sale route can’t offer.
Like…
When we put together cash offers for houses, we are carefully looking at comparable properties that we include on our Comparative Market Analysis or CMA. The CMA helps us determine a target After Repair Value or ARV. The ARV is where we begin with our all cash offers. Comps include properties that are very similar to yours in terms of age, size, number of bedrooms and bathrooms and ideally close by, in your neighborhood if possible. As cash home buyers, we are looking to improve the property (if needed) to include what would be considered “nice finishes” for your area.
During our visit to your house, we will look at the property and determine what repairs if any, may be required to reach the after repair value ARV target. Once we have an idea on the amount of repairs that will will have to do in order to reach the ARV we can create an all cash offer on your property. Since we pride ourselves in complete transparency, the following formula is what we use in order to create our cash offer on your house:
Your Cash Offer = 70% x ARV – Repairs
Why 70% of ARV? The reason is because we have standard costs associated with every property we buy. These costs include our holding costs (taxes, insurance, utilities, cost of funding), and our costs associated when selling the house after it has been repaired. The repair costs vary from project to project which is why it is included as a variable in our cash offer equation.
The 70% of the ARV also includes our profit. While this is a business and we have to profit from every deal, we are not greedy. We minimum profit targets that we have to meet for every deal that we do. Our goal is to create an all cash offer on your property with your goals and our goals in mind and create a winning deal for sides!
We are happy to review our calculations with you so that you can see exact what comps we are using, what our repairs estimate is and what our selling costs will be. We want you to be confident in your decision to work with us and this can only happen with transparency from our end! Be sure to ask questions if you are unsure about anything.
From offer to close and cash in your hand in as little as 7 days.
You can get rid of the headache of that property fast and avoid paying any more utility payments, tax payments, insurance payments, or mortgage payments… you get the drill. If you list your house and wait 90+ days to close, you have to figure in all of the costs of holding that property during the time you have it listed and are waiting to close.
Don’t worry about fixing anything or cleaning your house again and again for buyer after buyer.
We don’t care how dirty your house is (we’ve seen worse!) or how many repairs are needed (a complete fixer? Great! We love projects). We want to make an offer on your house no matter what the condition. This saves you time and money that you can keep in your pocket.
Don’t worry about paying those pesky closing fees (we’ve got you covered).
Because we are a full-service professional home buyer in TX, we make it easy for you. We pay for all of the closing costs! What we offer you is what you get (of course minus any mortgage payoff or other encumbrances on the property). Pretty refreshing, eh?
So when you add up the time you could save by working with Cash Or List Now, the no-hassle experience, and the money you’ll save on commissions, fees, and holding costs while you wait to sell the traditional route, for many San Antonio area home owners selling to a professional house buyer is the best viable option. And if it’s not, we have you covered there as well!
Is it for you?
See for yourself and get a fair all-cash offer on your house today.
Just fill out the short form below or give us a call at 210-816-2486 and let’s chat! Our process is simple and you can close on the date of your choice. You have nothing to lose by getting an offer (no obligations – no pressure), but you could potentially lose thousands of dollars or months of your time by not requesting your FREE house offer below.